/* ===== CSS Variables ===== */
:root {
    --color-primary: #1B5E7B;
    --color-primary-dark: #0F3B57;
    --color-primary-light: #E8F4F8;
    --color-accent: #2A9D8F;
    --color-accent-dark: #217867;
    --color-accent-light: #D4F0EB;
    --color-bg: #F0F5F8;
    --color-bg-white: #FFFFFF;
    --color-text: #1A2B3C;
    --color-text-secondary: #4A6274;
    --color-text-light: #7A8D9C;
    --color-border: #D6E0E8;
    --color-hero-overlay: rgba(15, 59, 87, 0.72);
    --font-main: 'Segoe UI', -apple-system, BlinkMacSystemFont, Roboto, 'Helvetica Neue', Arial, sans-serif;
    --max-width: 1200px;
    --radius: 12px;
    --radius-sm: 8px;
    --shadow: 0 2px 12px rgba(27, 94, 123, 0.08);
    --shadow-lg: 0 8px 32px rgba(27, 94, 123, 0.12);
    --transition: 0.25s ease;
}

/* ===== Reset & Base ===== */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-main);
    color: var(--color-text);
    background: var(--color-bg);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: var(--color-primary);
    text-decoration: none;
    transition: color var(--transition);
}

a:hover {
    color: var(--color-accent);
}

/* ===== Container ===== */
.container {
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 20px;
}

/* ===== Section Titles ===== */
.section-title {
    font-size: 2rem;
    font-weight: 700;
    color: var(--color-primary-dark);
    text-align: center;
    margin-bottom: 12px;
}

.section-subtitle {
    font-size: 1.125rem;
    color: var(--color-text-secondary);
    text-align: center;
    max-width: 640px;
    margin: 0 auto 48px;
}

/* ===== Buttons ===== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-main);
    font-size: 1rem;
    font-weight: 600;
    border: 2px solid transparent;
    border-radius: var(--radius-sm);
    cursor: pointer;
    transition: all var(--transition);
    text-decoration: none;
    gap: 8px;
}

.btn--primary {
    background: var(--color-accent);
    color: #fff;
    border-color: var(--color-accent);
}

.btn--primary:hover {
    background: var(--color-accent-dark);
    border-color: var(--color-accent-dark);
    color: #fff;
    transform: translateY(-1px);
    box-shadow: 0 4px 16px rgba(42, 157, 143, 0.3);
}

.btn--outline {
    background: transparent;
    color: #fff;
    border-color: rgba(255,255,255,0.6);
}

.btn--outline:hover {
    background: rgba(255,255,255,0.15);
    border-color: #fff;
    color: #fff;
}

.btn--lg {
    padding: 14px 32px;
    font-size: 1.0625rem;
}

/* ===== Header ===== */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--color-border);
    transition: box-shadow var(--transition);
}

.header--scrolled {
    box-shadow: var(--shadow);
}

.header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 64px;
}

.header__logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--color-primary-dark);
}

.header__logo:hover {
    color: var(--color-primary);
}

.header__logo-icon {
    width: 36px;
    height: 36px;
}

.header__nav {
    display: flex;
    gap: 32px;
}

.header__link {
    font-size: 0.9375rem;
    font-weight: 500;
    color: var(--color-text-secondary);
    position: relative;
    padding: 4px 0;
}

.header__link:hover,
.header__link--active {
    color: var(--color-primary);
}

.header__link--active::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    right: 0;
    height: 2px;
    background: var(--color-accent);
    border-radius: 1px;
}

.header__burger {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
}

.header__burger span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--color-primary-dark);
    border-radius: 1px;
    transition: all var(--transition);
}

/* ===== Hero ===== */
.hero {
    position: relative;
    min-height: 85vh;
    display: flex;
    align-items: center;
    overflow: hidden;
    padding-top: 64px;
}

.hero__bg {
    position: absolute;
    inset: 0;
    z-index: 0;
    background-size: cover;
    background-position: center;
}

.hero__bg img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero__overlay {
    position: absolute;
    inset: 0;
    background: var(--color-hero-overlay);
    z-index: 1;
}

.hero__content {
    position: relative;
    z-index: 2;
    padding: 80px 20px;
}

.hero__title {
    font-size: 3rem;
    font-weight: 800;
    color: #fff;
    line-height: 1.2;
    margin-bottom: 20px;
}

.hero__title span {
    color: var(--color-accent);
}

.hero__subtitle {
    font-size: 1.25rem;
    color: rgba(255,255,255,0.85);
    max-width: 600px;
    margin-bottom: 36px;
    line-height: 1.7;
}

.hero__actions {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 48px;
}

.hero__trust {
    display: flex;
    gap: 32px;
    flex-wrap: wrap;
}

.hero__trust-item {
    display: flex;
    align-items: center;
    gap: 8px;
    color: rgba(255,255,255,0.8);
    font-size: 0.9375rem;
}

/* ===== How It Works - Steps ===== */
.how-it-works {
    padding: 96px 0 0;
    background: var(--color-bg-white);
}

.steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-bottom: 96px;
}

.step {
    text-align: center;
    padding: 32px 24px;
    position: relative;
}

.step__number {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: var(--color-accent);
    color: #fff;
    font-size: 1.5rem;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
}

.step__title {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--color-primary-dark);
    margin-bottom: 12px;
}

.step__text {
    font-size: 0.9375rem;
    color: var(--color-text-secondary);
    line-height: 1.7;
}

/* ===== Benefits ===== */
.benefits {
    padding: 0 0 96px;
}

.benefits__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.benefit-card {
    background: var(--color-bg);
    border-radius: var(--radius);
    padding: 32px 28px;
    transition: all var(--transition);
    border: 1px solid transparent;
}

.benefit-card:hover {
    background: var(--color-bg-white);
    border-color: var(--color-border);
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
}

.benefit-card__icon {
    width: 48px;
    height: 48px;
    margin-bottom: 20px;
}

.benefit-card__icon svg {
    width: 48px;
    height: 48px;
}

.benefit-card__title {
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--color-primary-dark);
    margin-bottom: 10px;
}

.benefit-card__text {
    font-size: 0.9375rem;
    color: var(--color-text-secondary);
    line-height: 1.7;
}

/* ===== Calculator ===== */
.calculator {
    padding: 96px 0;
    background: var(--color-bg);
}

.calculator__wrapper {
    max-width: 900px;
    margin: 0 auto;
    background: var(--color-bg-white);
    border-radius: var(--radius);
    box-shadow: var(--shadow-lg);
    padding: 24px;
    overflow: hidden;
}

/* ===== Social Proof ===== */
.social-proof {
    padding: 64px 0;
    background: var(--color-primary-dark);
}

.social-proof__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
    text-align: center;
}

.social-proof__number {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--color-accent);
    margin-bottom: 8px;
}

.social-proof__label {
    font-size: 0.9375rem;
    color: rgba(255,255,255,0.7);
}

/* ===== FAQ ===== */
.faq {
    padding: 96px 0;
    background: var(--color-bg-white);
}

.faq__list {
    max-width: 800px;
    margin: 0 auto;
}

.faq__item {
    border-bottom: 1px solid var(--color-border);
}

.faq__question {
    padding: 20px 40px 20px 0;
    font-size: 1.0625rem;
    font-weight: 600;
    color: var(--color-primary-dark);
    cursor: pointer;
    list-style: none;
    position: relative;
    transition: color var(--transition);
}

.faq__question::-webkit-details-marker {
    display: none;
}

.faq__question::after {
    content: '';
    position: absolute;
    right: 0;
    top: 50%;
    width: 12px;
    height: 12px;
    border-right: 2px solid var(--color-accent);
    border-bottom: 2px solid var(--color-accent);
    transform: translateY(-70%) rotate(45deg);
    transition: transform var(--transition);
}

.faq__item[open] .faq__question::after {
    transform: translateY(-30%) rotate(-135deg);
}

.faq__question:hover {
    color: var(--color-accent);
}

.faq__answer {
    padding: 0 0 20px;
    font-size: 0.9375rem;
    color: var(--color-text-secondary);
    line-height: 1.8;
}

/* ===== CTA Section ===== */
.cta-section {
    padding: 96px 0;
    background: var(--color-bg);
}

.cta-block {
    text-align: center;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
    border-radius: var(--radius);
    padding: 64px 32px;
}

.cta-block__title {
    font-size: 2rem;
    font-weight: 700;
    color: #fff;
    margin-bottom: 16px;
}

.cta-block__text {
    font-size: 1.125rem;
    color: rgba(255,255,255,0.8);
    margin-bottom: 32px;
}

/* ===== Footer ===== */
.footer {
    background: var(--color-primary-dark);
    padding: 56px 0 0;
    color: rgba(255,255,255,0.7);
}

.footer__main {
    display: grid;
    grid-template-columns: 2fr 3fr;
    gap: 48px;
    padding-bottom: 40px;
    border-bottom: 1px solid rgba(255,255,255,0.1);
}

.footer__logo {
    font-size: 1.25rem;
    font-weight: 700;
    color: #fff;
    display: block;
    margin-bottom: 12px;
}

.footer__logo:hover {
    color: var(--color-accent);
}

.footer__desc {
    font-size: 0.875rem;
    line-height: 1.7;
    max-width: 320px;
}

.footer__links h4 {
    color: #fff;
    font-size: 0.9375rem;
    font-weight: 600;
    margin-bottom: 16px;
}

.footer__links a {
    display: block;
    font-size: 0.875rem;
    color: rgba(255,255,255,0.6);
    padding: 4px 0;
    transition: color var(--transition);
}

.footer__links a:hover {
    color: var(--color-accent);
}

.footer__bottom {
    padding: 24px 0;
    text-align: center;
    font-size: 0.8125rem;
    line-height: 1.7;
    color: rgba(255,255,255,0.45);
}

/* ===== Responsive ===== */
@media (max-width: 1024px) {
    .steps {
        grid-template-columns: repeat(3, 1fr);
        gap: 20px;
    }

    .benefits__grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .social-proof__grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 24px;
    }

    .footer__main {
        grid-template-columns: 1fr 1fr;
        gap: 32px;
    }
}

@media (max-width: 768px) {
    html {
        font-size: 15px;
    }

    .header__nav {
        display: none;
        position: fixed;
        top: 64px;
        left: 0;
        right: 0;
        background: rgba(255, 255, 255, 0.98);
        flex-direction: column;
        padding: 24px;
        gap: 0;
        border-bottom: 1px solid var(--color-border);
        box-shadow: var(--shadow-lg);
    }

    .header__nav.active {
        display: flex;
    }

    .header__nav .header__link {
        padding: 14px 0;
        font-size: 1.0625rem;
        border-bottom: 1px solid var(--color-border);
    }

    .header__nav .header__link:last-child {
        border-bottom: none;
    }

    .header__link--active::after {
        display: none;
    }

    .header__burger {
        display: flex;
    }

    .header__burger.active span:nth-child(1) {
        transform: rotate(45deg) translate(5px, 5px);
    }
    .header__burger.active span:nth-child(2) {
        opacity: 0;
    }
    .header__burger.active span:nth-child(3) {
        transform: rotate(-45deg) translate(5px, -5px);
    }

    .hero {
        min-height: 100vh;
        min-height: 100dvh;
    }

    .hero__title {
        font-size: 2rem;
    }

    .hero__subtitle {
        font-size: 1.0625rem;
    }

    .hero__actions {
        flex-direction: column;
    }

    .hero__actions .btn {
        text-align: center;
    }

    .hero__trust {
        flex-direction: column;
        gap: 12px;
    }

    .steps {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .step {
        padding: 24px 16px;
    }

    .benefits__grid {
        grid-template-columns: 1fr;
    }

    .section-title {
        font-size: 1.625rem;
    }

    .section-subtitle {
        font-size: 1rem;
        margin-bottom: 32px;
    }

    .calculator__wrapper {
        padding: 12px;
        border-radius: var(--radius-sm);
    }

    .social-proof__grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 24px;
    }

    .social-proof__number {
        font-size: 2rem;
    }

    .cta-block {
        padding: 40px 20px;
    }

    .cta-block__title {
        font-size: 1.5rem;
    }

    .footer__main {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .footer__desc {
        max-width: none;
    }
}

@media (max-width: 480px) {
    .hero__title {
        font-size: 1.75rem;
    }

    .hero__content {
        padding: 60px 16px;
    }

    .btn--lg {
        padding: 12px 24px;
        font-size: 1rem;
    }

    .social-proof__grid {
        grid-template-columns: 1fr 1fr;
        gap: 20px;
    }
}

/* ===== OSAGO Page Specific ===== */
.hero--osago .hero__overlay {
    background: rgba(15, 59, 87, 0.82);
}

.osago-info {
    padding: 96px 0 0;
    background: var(--color-bg-white);
}

.osago-info__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-bottom: 96px;
}

.osago-card {
    background: var(--color-bg);
    border-radius: var(--radius);
    padding: 32px 28px;
    border: 1px solid transparent;
    transition: all var(--transition);
}

.osago-card:hover {
    background: var(--color-bg-white);
    border-color: var(--color-border);
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
}

.osago-card__icon {
    width: 48px;
    height: 48px;
    margin-bottom: 20px;
    color: var(--color-accent);
}

.osago-card__title {
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--color-primary-dark);
    margin-bottom: 10px;
}

.osago-card__text {
    font-size: 0.9375rem;
    color: var(--color-text-secondary);
    line-height: 1.7;
}

@media (max-width: 768px) {
    .osago-info__grid {
        grid-template-columns: 1fr;
    }
}

/* ===== Privacy Page ===== */
.privacy-page {
    padding: 100px 0 64px;
    background: var(--color-bg-white);
    min-height: 100vh;
}

.privacy-page h1 {
    font-size: 2rem;
    color: var(--color-primary-dark);
    margin-bottom: 32px;
}

.privacy-page h2 {
    font-size: 1.375rem;
    color: var(--color-primary-dark);
    margin: 32px 0 16px;
}

.privacy-page p,
.privacy-page li {
    font-size: 0.9375rem;
    color: var(--color-text-secondary);
    line-height: 1.8;
    margin-bottom: 12px;
}

.privacy-page ul {
    padding-left: 24px;
    margin-bottom: 16px;
}

/* ===== Animations ===== */
@media (prefers-reduced-motion: no-preference) {
    .benefit-card,
    .product-card,
    .step,
    .faq__item,
    .osago-card {
        opacity: 0;
        transform: translateY(24px);
        transition: opacity 0.5s ease, transform 0.5s ease, background var(--transition), border-color var(--transition), box-shadow var(--transition);
    }

    .benefit-card.visible,
    .product-card.visible,
    .step.visible,
    .faq__item.visible,
    .osago-card.visible {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ===== Blog pages shared layout (blog/index.php, blog/post.php) ===== */

.site-header {
    background: #fff;
    box-shadow: 0 2px 12px rgba(27,94,123,0.10);
    position: sticky;
    top: 0;
    z-index: 100;
}

.site-header .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 64px;
}

.site-header .logo {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--color-primary);
    letter-spacing: -0.5px;
    text-decoration: none;
}

.site-header .logo:hover {
    color: var(--color-accent);
}

.main-nav ul {
    display: flex;
    gap: 24px;
    list-style: none;
    margin: 0;
    padding: 0;
}

.main-nav a {
    font-size: 0.93rem;
    color: var(--color-text);
    text-decoration: none;
    transition: color 0.2s;
}

.main-nav a:hover,
.main-nav a.active {
    color: var(--color-primary);
    font-weight: 600;
}

/* Main content area */
.main-content {
    padding: 40px 0 64px;
    flex: 1;
}

/* Breadcrumbs */
.breadcrumbs {
    margin-bottom: 28px;
}

.breadcrumbs ol {
    display: flex;
    flex-wrap: wrap;
    gap: 0;
    list-style: none;
    padding: 0;
    margin: 0;
    font-size: 0.875rem;
    color: var(--color-text-secondary);
}

.breadcrumbs li + li::before {
    content: '›';
    margin: 0 8px;
    color: var(--color-border);
}

.breadcrumbs a {
    color: var(--color-primary);
    text-decoration: none;
}

.breadcrumbs a:hover {
    text-decoration: underline;
}

/* Blog list heading */
.main-content h1 {
    font-size: clamp(1.6rem, 3.5vw, 2.2rem);
    font-weight: 700;
    color: var(--color-primary-dark);
    margin-bottom: 32px;
}

/* Blog grid (list page) */
.blog-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
    gap: 24px;
    margin-bottom: 40px;
}

.blog-card {
    background: #fff;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    overflow: hidden;
    display: flex;
    flex-direction: column;
    transition: transform 0.2s, box-shadow 0.2s;
}

.blog-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.blog-card__body {
    padding: 24px;
    display: flex;
    flex-direction: column;
    flex: 1;
}

.blog-card__title {
    font-size: 1.05rem;
    font-weight: 600;
    color: var(--color-primary-dark);
    margin-bottom: 10px;
    line-height: 1.4;
}

.blog-card__title a {
    color: inherit;
    text-decoration: none;
}

.blog-card__title a:hover {
    color: var(--color-accent);
}

.blog-card__desc {
    font-size: 0.9rem;
    color: var(--color-text-secondary);
    line-height: 1.6;
    flex: 1;
    margin-bottom: 16px;
}

.blog-card__footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-top: auto;
    padding-top: 16px;
    border-top: 1px solid var(--color-border);
}

.blog-card__date {
    font-size: 0.82rem;
    color: var(--color-text-light);
}

/* Blog buttons */
.btn--secondary {
    background: var(--color-primary);
    color: #fff;
    border: 2px solid var(--color-primary);
    padding: 8px 18px;
    border-radius: var(--radius-sm);
    font-size: 0.875rem;
    font-weight: 600;
    text-decoration: none;
    transition: background 0.2s, border-color 0.2s;
    display: inline-block;
}

.btn--secondary:hover {
    background: var(--color-accent);
    border-color: var(--color-accent);
    color: #fff;
}

.btn--sm {
    padding: 6px 14px;
    font-size: 0.82rem;
}

/* No articles placeholder */
.no-articles {
    text-align: center;
    padding: 48px 20px;
    font-size: 1.05rem;
    color: var(--color-text-secondary);
    background: #fff;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
}

/* Pagination */
.pagination {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
    padding: 16px 0;
    font-size: 0.95rem;
}

.pagination__prev,
.pagination__next {
    color: var(--color-primary);
    font-weight: 600;
    text-decoration: none;
    padding: 8px 16px;
    border: 2px solid var(--color-primary);
    border-radius: var(--radius-sm);
    transition: background 0.2s, color 0.2s;
}

.pagination__prev:hover,
.pagination__next:hover {
    background: var(--color-primary);
    color: #fff;
}

.pagination__info {
    color: var(--color-text-secondary);
    font-size: 0.9rem;
}

/* Blog post (single article) */
.blog-post {
    background: #fff;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 40px 48px;
    margin-bottom: 40px;
}

.blog-post__header {
    margin-bottom: 32px;
    padding-bottom: 24px;
    border-bottom: 1px solid var(--color-border);
}

.blog-post__header h1 {
    font-size: clamp(1.5rem, 3.5vw, 2rem);
    font-weight: 700;
    color: var(--color-primary-dark);
    line-height: 1.3;
    margin-bottom: 12px;
}

.blog-post__date {
    font-size: 0.875rem;
    color: var(--color-text-light);
}

.blog-post__content {
    font-size: 1rem;
    line-height: 1.8;
    color: var(--color-text);
}

.blog-post__content h2 {
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--color-primary-dark);
    margin: 32px 0 16px;
}

.blog-post__content h3 {
    font-size: 1.15rem;
    font-weight: 600;
    color: var(--color-primary);
    margin: 24px 0 12px;
}

.blog-post__content p {
    margin-bottom: 16px;
}

.blog-post__content ul,
.blog-post__content ol {
    padding-left: 24px;
    margin-bottom: 16px;
}

.blog-post__content li {
    margin-bottom: 8px;
}

.blog-post__content a {
    color: var(--color-accent);
    text-decoration: underline;
}

.blog-post__content a:hover {
    color: var(--color-accent-dark);
}

.blog-post__content strong {
    font-weight: 600;
    color: var(--color-primary-dark);
}

.blog-post__content blockquote {
    border-left: 4px solid var(--color-accent);
    margin: 24px 0;
    padding: 12px 24px;
    background: var(--color-bg);
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    font-style: italic;
    color: var(--color-text-secondary);
}

/* Related articles */
.related-articles {
    margin-top: 48px;
}

.related-articles h2 {
    font-size: 1.35rem;
    font-weight: 700;
    color: var(--color-primary-dark);
    margin-bottom: 24px;
}

.blog-grid--related {
    grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
}

/* Blog footer (simplified) */
.site-footer {
    background: var(--color-primary-dark);
    color: rgba(255,255,255,0.8);
    padding: 28px 20px;
    text-align: center;
}

.site-footer p {
    font-size: 0.85rem;
    margin-bottom: 8px;
}

.footer-nav {
    display: flex;
    gap: 20px;
    justify-content: center;
    flex-wrap: wrap;
}

.footer-nav a {
    color: rgba(255,255,255,0.7);
    font-size: 0.85rem;
    text-decoration: none;
    transition: color 0.2s;
}

.footer-nav a:hover {
    color: #fff;
}

/* Blog responsive */
@media (max-width: 768px) {
    .blog-post {
        padding: 24px 20px;
    }

    .blog-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 640px) {
    .main-nav {
        display: none;
    }
}

/* ===== Section generic wrapper ===== */
.section {
    padding: 96px 0;
}

.section--alt {
    background: var(--color-bg-white);
}

/* ===== Benefits Grid (HTML uses this name, CSS had benefits__grid) ===== */
.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

/* ===== Products Grid & Cards ===== */
.products-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.product-card {
    background: var(--color-bg-white);
    border-radius: var(--radius);
    padding: 32px 28px;
    box-shadow: var(--shadow);
    border: 1px solid var(--color-border);
    display: flex;
    flex-direction: column;
    transition: all var(--transition);
}

.product-card:hover {
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
}

.product-card__icon {
    width: 64px;
    height: 64px;
    color: var(--color-accent);
    margin-bottom: 20px;
}

.product-card__icon svg {
    width: 48px;
    height: 48px;
}

.product-card__title {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--color-primary-dark);
    margin-bottom: 10px;
}

.product-card__desc {
    font-size: 0.9375rem;
    color: var(--color-text-secondary);
    line-height: 1.7;
    flex: 1;
    margin-bottom: 20px;
}

/* ===== Footer Links Grid & Column Titles ===== */
.footer__links {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.footer__col-title {
    color: #fff;
    font-size: 0.9375rem;
    font-weight: 600;
    margin-bottom: 16px;
}

.footer__link {
    display: block;
    font-size: 0.875rem;
    color: rgba(255,255,255,0.6);
    padding: 4px 0;
    transition: color var(--transition);
}

.footer__link:hover {
    color: var(--color-accent);
}

/* ===== Section Actions ===== */
.section-actions {
    text-align: center;
    margin-top: 32px;
}

/* ===== Text Content Blocks ===== */
.seo-text,
.osago-info__text,
.content-block {
    max-width: 860px;
    margin: 0 auto 40px;
    font-size: 0.9375rem;
    color: var(--color-text-secondary);
    line-height: 1.8;
}

.seo-text h3,
.osago-info__text h3,
.content-block h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--color-primary-dark);
    margin: 28px 0 12px;
}

.seo-text p,
.osago-info__text p,
.content-block p {
    margin-bottom: 16px;
}

/* ===== Comparison Cards ===== */
.comparison-cards {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    margin-top: 32px;
}

.comparison-card__list {
    list-style: none;
    padding: 0;
    margin: 0 0 20px;
    font-size: 0.9375rem;
    color: var(--color-text-secondary);
    line-height: 1.8;
}

.comparison-card__list li {
    padding: 6px 0;
    border-bottom: 1px solid var(--color-border);
}

.comparison-card__list li:last-child {
    border-bottom: none;
}

/* ===== Benefit Card Wide variant (used in kasko page) ===== */
.benefit-card--wide {
    max-width: 860px;
    margin: 32px auto 0;
}

.benefit-card__columns {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    margin-top: 16px;
    font-size: 0.9375rem;
    color: var(--color-text-secondary);
    line-height: 1.8;
}

.benefit-card__columns ul {
    padding-left: 20px;
    margin-top: 8px;
}

.benefit-card__columns li {
    margin-bottom: 4px;
}

/* ===== Responsive additions ===== */
@media (max-width: 1024px) {
    .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .products-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .section {
        padding: 56px 0;
    }

    .benefits-grid {
        grid-template-columns: 1fr;
    }

    .products-grid {
        grid-template-columns: 1fr;
    }

    .footer__links {
        grid-template-columns: repeat(2, 1fr);
    }

    .comparison-cards {
        grid-template-columns: 1fr;
    }

    .benefit-card__columns {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 480px) {
    .footer__links {
        grid-template-columns: 1fr;
    }
}